Legal documents

App99 Terms and Conditions — Complete Version

Please read these terms carefully before creating an account at app99. By registering, you agree to all conditions stated herein.

Last updated: January 2026
Quick Summary
Age Restriction18+ Years
Multiple AccountsNot Permitted
Bonus Wagering30x Applicable
Minimum DepositBDT 200
Minimum WithdrawalBDT 500

1. Introduction & Eligibility

These Terms and Conditions ("Terms") apply to the use of the app99 platform and all its services. By accessing the app99 website, registering, or using any of its services, you are legally agreeing to these Terms.

App99 (the "Platform", "we", "us", "our") is a licensed online gaming operator. We provide slots, live casino, and sports betting services for players in Bangladesh.

These terms and conditions are available in both English and Bengali. In the event of any dispute, the English version shall prevail. However, we provide detailed explanations in Bengali for ease of understanding.

App99 reserves the right to modify these terms and conditions at any time. In the case of significant changes, members will be notified in advance via email or SMS. Continued use of the platform constitutes acceptance of the updated terms.

2. Account-Related Terms

2.1 Single Account Policy

Each individual is permitted only one app99 account. Operating multiple accounts, or accessing more than one account from the same device or IP address, may result in all accounts being suspended and any bonuses or winnings being forfeited.

2.2 Providing Accurate Information

During registration, providing completely accurate and truthful information is mandatory. Submitting false details — such as a fake name, age, or identity — will result in the immediate suspension of your account. If you need to update any information, please contact the support team.

2.3 Account Security

It is your responsibility to keep your account login information confidential. Do not allow anyone else to use your account. If you suspect unauthorized access, notify support immediately.

App99 is not responsible for any transactions made from another person's account. Sharing passwords is strictly prohibited and may result in account termination.

2.4 Account Verification

App99 reserves the right to request KYC (Know Your Customer) verification at any time. Withdrawals may be put on hold until verification is complete. Please cooperate if asked to provide a copy of your National ID or passport.

3. Eligibility & Age Requirements

To participate in app99, you must be at least 18 years of age. Gaming by minors is strictly prohibited.

The following individuals are not allowed to open an account on app99:

  • Anyone under the age of 18
  • Residents of regions where online gaming is prohibited by law
  • App99 employees and their immediate family members
  • Those whose accounts have been previously terminated
  • Individuals on the Self-Exclusion list

We may request a government-issued ID at any time for age verification purposes. Your account may be restricted until verification is complete.

18+
Minimum Age Limit
NID
For age verification purposes

4. Deposit & Withdrawal Policy

4.1 Deposit Limits & Methods

Deposits on app99 can be made via bKash, Nagad, Rocket, and bank transfer. The minimum deposit is BDT 200. Deposits are generally instant.

MethodMinimumMaximum (per day)Time
BkashBDT 200BDT 50,000Instant
NagadBDT 200BDT 50,000Instant
RocketBDT 500BDT 30,000Instant
Bank TransferBDT 1,000৳2,00,0001–2 Business Days

4.2 Withdrawal Rules

A minimum of BDT 500 is required for withdrawal. Withdrawals can only be made through the same method used for the deposit. Withdrawals to third-party accounts are not permitted.

Withdrawals exceeding ৳10,000 will not be processed until KYC verification is complete. We recommend verifying your identity in advance.

4.3 Reasons for Withdrawal Rejection

  • Bonus wagering requirements not met
  • Incomplete KYC verification
  • Suspicious or unusual transaction patterns
  • Proof of Terms and Conditions Violation
  • While a chargeback or payment dispute is ongoing

5. Bonus & Promotions Policy

All bonus offers from app99 are subject to these terms and conditions as well as the individual terms of each offer. Accepting a bonus means agreeing to those terms.

5.1 General Bonus Terms

  • Every bonus is available exclusively for eligible members — please refer to the offer details.
  • Withdrawals cannot be made directly from the bonus balance — the wagering requirements must be fulfilled first.
  • The wagering requirement is generally 30x the bonus amount (any exceptions will be stated in the specific offer).
  • Maximum bet while a bonus is active is ৳500 per round.
  • Bonuses are generally valid for 30 days — any unused bonus will be forfeited upon expiry.

5.2 Wagering Contribution

Game CategoryWagering Contribution
Slot Games (All Types)100%
Sports Betting (Odds 1.50+)50%
Live Baccarat, Blackjack, Roulette20%
Jackpot Slot0%

5.3 Reasons for Bonus Cancellation

  • If wagering requirements are not met before the bonus expires
  • If the maximum bet limit is exceeded while a bonus is active
  • Upon detection of any violation of the terms and conditions
  • Attempting to claim bonuses across multiple accounts

App99 uses advanced technology to detect and prevent bonus program abuse. Any confirmed misuse will result in immediate account suspension.

6. Gaming Rules & RNG Policy

All games on app99 operate in accordance with international gaming standards. Each game outcome is determined by an independently tested Random Number Generator (RNG).

6.1 Finality of Game Results

Once a game result has been determined, it cannot be changed. If a game is interrupted due to a technical error, it will resume from the last valid state or the bet will be refunded.

6.2 Server Errors & Disconnections

App99 is not liable for interrupted gameplay due to loss of internet connection. Game outcomes will be determined based on our server-side records. For any suspected technical issues, please contact Support.

6.3 Maximum Win Limit

The maximum winning limit for a single game session is specified in each game's individual description. The maximum withdrawal while using the welcome bonus is BDT 50,000.

7. Sports Betting Terms

7.1 Bet Acceptance

App99 reserves the right to accept or reject any bet. Bets placed on markets posted with incorrect odds or due to an administrative error may be voided.

7.2 Event Cancellation or Postponement

If an event is cancelled, bets are generally refunded. In the case of a postponed event, if it does not resume within 48 hours, the bet will be voided and your stake will be returned.

7.3 Live Betting Special Conditions

In-play betting relies on real-time data. Minor delays in score updates may occur. app99 reserves the right to void bets placed during an obvious data error.

7.4 Maximum Payout

The maximum payout from a single bet in sports betting is BDT 5,00,000. A maximum odds limit may apply to Acca bets with multiple identical outcomes.

8. Prohibited Activities

The following activities are strictly prohibited on app99 and will result in account termination:

Money Laundering

Any attempt to launder illicit funds

Bonus abuse

Taking bonuses across multiple accounts

Match Fixing

Manipulation of Sports Event Outcomes

Hacking / Cracking

Attempting to breach the platform's security

Third-Party Software

Use of Bots or Automation Tools

Chargeback Fraud

Fraudulent payment disputes

If any prohibited activity is detected, app99 will terminate the account, forfeit all balances, and notify law enforcement authorities if necessary.

9. Privacy & Data Protection

App99 takes the protection of your personal information very seriously. We never sell the data we collect to third parties.

9.1 What Information Is Collected

  • Personal details provided at registration (name, email, phone number)
  • Payment transaction records
  • Gaming history and activity log
  • Device & browser information (for technical purposes)

9.2 Purpose of Data Use

  • Account Verification & Security
  • Payment Processing
  • Customer Support Provided
  • Compliance with Legal Obligations
  • Informing you about relevant offers and promotions (with the option to opt out)

For our full Privacy Policy, please visit our Privacy Policy Page See.

10. KYC Verification Process

App99 conducts KYC verification in compliance with international gaming regulations and anti-money laundering requirements.

10.1 When KYC Is Required

  • When making your first withdrawal
  • When total withdrawals exceed ৳10,000
  • If any suspicious activity is detected at any time
  • During major account changes

10.2 Required Documents

  • Photos of both sides of your National ID (NID) or passport
  • Proof of current address (utility bill or bank statement)
  • Mobile Banking Statement (if applicable)
  • Selfie photo (in some cases)

KYC verification is typically completed within 24–48 hours of document submission. Withdrawals may be on hold during the verification process.

11. Responsible Gaming

App99 firmly believes in responsible gaming. Enjoy gaming as a form of entertainment — do not treat it as a source of income.

11.1 Setting Your Own Limits

Each member may set the following limits on their account:

  • Deposit Limit: Daily / Weekly / Monthly Maximum Deposit Limit
  • Bet Limit: Maximum amount per bet
  • Session Limit: Maximum Continuous Gaming Session
  • Loss Limit: Maximum odds cap at specified times

11.2 Self-Exclusion

Any member may request a temporary (1 day to 6 months) or permanent closure of their account. Once Self-Exclusion is active, any attempt to open a new account from the same IP address or device will also be blocked.

To learn more, visit our Responsible Gaming Page See.

12. Dispute Resolution

For any dispute, please contact our customer support team first. Most issues are resolved within 48 hours.

12.1 Complaints Procedure

  1. Submit a detailed complaint via live chat or email.
  2. Our support team will provide an initial response within 24 hours.
  3. For complex issues, resolution may take up to 7 business days.
  4. If you are unsatisfied with the resolution, independent arbitration is available.

Keep screenshots of all account transactions during a dispute. app99's server logs shall at all times be considered the definitive record.

13. Account Closure & Termination

13.1 Closure by Member

You can request to close your app99 account at any time. Please fulfill all wagering requirements and withdraw your funds before closure.

13.2 Termination by app99

App99 may terminate an account for any of the following reasons:

  • Serious breach of Terms & Conditions
  • Evidence of fraud or deceptive activity
  • Money Laundering Suspicion
  • Extended Inactivity (over 12 months)
  • Legal or Regulatory Requirements

13.3 Inactive Accounts

If there is no login or transaction for 12 months, the account will be marked as inactive. A monthly maintenance fee of BDT 50 may apply to inactive accounts.

14. Changes to Terms & Miscellaneous

App99 reserves the right to modify these terms and conditions at any time. In the case of significant changes, members will be notified at least 7 days in advance.

14.1 Applicable Law

These terms are governed by the laws of app99's licensing authority. Any legal disputes shall fall under the jurisdiction of the relevant courts.

14.2 Severability

If any part of these terms and conditions is found to be invalid or unenforceable, the remaining parts shall continue to remain in full force and effect.

14.3 Entire Agreement

These Terms & Conditions, the Privacy Policy, and the Responsible Gaming Policy together constitute the entire agreement between app99 and its members.

If you have any questions, please contact us: [email protected] — We typically respond within 2 hours.

What makes app99's terms different?

We believe transparency is the best policy. All terms are explained in simple, plain language.

Entirely in Bengali

All terms and conditions are explained in plain, simple language instead of complex legal jargon. You will truly understand what you read.

There are no hidden conditions.

At app99, there are no hidden terms buried in fine print. Every bonus condition and wagering requirement is clearly stated.

Safe Platform

As a licensed operator, we follow strict security standards. Your funds and information are protected.

24/7 Support

If you have any questions about the terms and conditions, our Bengali-speaking support team is always ready to help.

Regular Updates

Members are notified in advance whenever the Terms & Conditions change. No surprises — all updates are announced transparently.

Fair Dispute Resolution

In any dispute, app99 reviews the situation impartially. The interests of members are always taken into consideration.

Frequently Asked Questions

Common questions about the gaming experience at app99.

Getting started with Live Casino on app99 is quick and straightforward. Simply log in to your account and select the "Live Casino" section from the navigation menu. There you will find a wide range of games, including Baccarat, Blackjack, and Roulette. Click on your preferred table and you will be instantly connected to a live dealer via a high-definition HD video stream.

To start playing, select your stake amount from the chip selector at the bottom of the screen, then click the relevant area on the table to place your bet. The dealer will deal cards or spin — everything happens in real time. If you're new, start with Baccarat — it has the simplest rules and a solid RTP. No Commission Speed Baccarat is an even better option since no commission is charged.

Yes, app99's Sports Betting section provides real-time scores and live match updates. While placing a bet on any ongoing match, you can view the scorecard, match time, and key events on the same page. For football, goals, corners, and red cards are all updated within seconds.

In cricket matches, you can follow ball-by-ball scores, wickets, and run rates. MMA or UFC bouts feature round-by-round updates throughout the fight. Triathlon events allow you to track progress segment by segment. In live betting markets, odds shift every minute in response to how the match is unfolding — which means timing your bet correctly is the key strategy.

Related Policies

Privacy Policy

We explain how your data is used. Read

Responsible Gaming

Know your limits and protect them. Details

Welcome Offer

Description including bonus terms. See

FAQ

Answers to common questions. See

✅

You've read the terms — now get started

Sign up at app99 and claim a 100% bonus on your first deposit. Clear terms, fast payments.

18+ | Play Responsibly | Terms & Conditions Apply

বাংলা